Redefining the future of lending: our partnership with Pennymac

We started Vesta to do one thing: rearchitect the core technology of mortgage to support faster, easier processes for borrowers and lenders. Today, that mission hit escape velocity. Pennymac, one of the largest mortgage lenders in America, is now running originations on Vesta. This isn’t just another logo. It’s a sign that the industry is ready for change.

‍

‍Why it matters

Mortgage has been stuck in the past—clunky databases, no parallel processing, armies of humans pushing paper. Borrowers have paid the price in delays and confusion.

‍

Vesta changes that. Our platform is open, cloud-native, API-driven, and infused with AI. Lenders seamlessly design workflows instead of fighting rigid systems. Work that once required ten humans can now run in the background while one expert focuses on what matters. Transparency up, costs down, borrowers happy.

‍

When a top-five lender adopts this as their system of record, the bar rises for everyone.

‍

‍What Pennymac is seeing

Pennymac runs massive consumer direct, wholesale, and correspondent channels. At that scale, small gains compound into big outcomes. Already, they’re reporting faster fulfillment, smoother ops, and better borrower experiences. The rollout began with Consumer Direct and will expand across Correspondent and TPO. Each new wave proves this: modern infrastructure isn’t just for startups. It scales to giants.

‍

‍What it means for Vesta

This is our biggest deployment yet. It validates our architecture, our team, and our momentum. In the last year, our customer base tripled. From independents to multi-channel giants, lenders are choosing Vesta because they’re ready to leave legacy systems behind.

‍

‍What it means for the industry

This partnership is a catalyst. Together, Vesta and Pennymac are:

• Showing the way forward. Old monoliths aren’t the future. API and task-driven systems are.
• Elevating expectations. A better mortgage experience shouldn’t be rare. It should be standard.
• Expanding access. Lower costs and higher quality origination means more families can achieve homeownership.

‍

Looking ahead

Our mission at Vesta is to modernize mortgage lending, and we’re just getting started. In partnership with Pennymac and other forward‑thinking lenders, we will continue to push the boundaries of what’s possible—whether it’s introducing AI agents, enabling richer data insights, or expanding into new channels and products. We envision a future where originations are frictionless, underwriting decisions are faster and smarter, and borrowers feel empowered rather than intimidated.

‍

The dream of homeownership should never depend on outdated software. With Pennymac and Vesta, it doesn’t have to.

‍