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How lenders are running real loans on AI agents

Our customers began running real loans on AI agents this year. Over three months, usage grew 988%. A look at where lenders start, how they bring agents online, and what is proving out in production.

Mike Yu
Co-Founder & CEO
July 9, 2026

From Theory to Production: What It Looks Like When an AI Agent Does Real Operational Work

Vesta's AI agent is now live on real loans, handling early file quality review, checking for missing data, capturing aliases, and reconciling conflicts across sources.

Mike Yu
Co-Founder & CEO
January 28, 2026

The Road Ahead: The Autonomous Mortgage Factory

The next era of lending will be machine-driven and human-supervised, with coordinated agents acting on events across the loan lifecycle and people setting objectives and constraints.

Mike Yu
Co-Founder & CEO
November 20, 2025

Lessons from the Front Lines: Deploying AI in Mortgage Operations

Why AI adoption works as a crawl-walk-run progression, and why the hardest blockers are process readiness, not model performance.

Lydia Green
Head of Implementations
November 18, 2025

Designing for Transparency: How AI Earns Trust in Mortgage Origination

Transparency, not model accuracy, is what lets automation scale, and every automated action should be able to explain its reasoning.

Chris Irwin
Head of Product
November 13, 2025

From Rules to Intelligence: How Automation Actually Scales in Lending

Why rules engines break on imperfect data, and how pairing deterministic logic with model-based reasoning and feedback loops scales automation.

Devon Yang
Co-Founder & CTO
November 11, 2025

AI Is Finally Fixing the Hard Parts of Mortgage Origination

Origination is a data problem, and per Freddie Mac the cost to originate now tops $11,600 per loan. AI can structure the messy data so downstream automation works.

Mike Yu
Co-Founder & CEO
November 5, 2025

Redefining the Future of Lending: Our Partnership with Pennymac

Pennymac, one of the largest U.S. lenders, is now running originations on Vesta, starting in Consumer Direct and expanding to Correspondent and TPO.

Mike Yu
Co-Founder & CEO
September 8, 2025

Fortune: Vesta, Mortgage Infrastructure Startup, Reports Growth at High-Pressure Time in Housing

March 4, 2025

March 4, 2025

Mortgage Digitalization 2.0: Moving Beyond Integrations

In the modern mortgage industry, lenders are not just setting themselves apart on who has the best Super Bowl ad or the biggest branch footprint, but increasingly also on their approach to technology. Today, technology is driving differentiation across the customer experience, loan officer experience, and overall operational efficiency.

Mike Yu
Co-Founder & CEO
January 10, 2025

Ending the Hire/Layoff Cycle in Mortgage Lending

Lenders staff up in busy cycles and cut when volume drops. The technology now exists to end that pattern, but only if leaders re-architect their processes around it.

Mike Yu
Co-Founder & CEO
June 28, 2024

Financial institutions are becoming technology-driven companies

As customers move online, technology has become a core strategic function for lenders, raising the CIO's role and the premium on open architectures.

Mike Yu
Co-Founder & CEO
March 26, 2024

Transforming Origination from a Human-Driven Process to a Software-Driven One

Origination means evaluating thousands of data points against thousands of rules, work humans are poorly suited to. The case for shifting it to software.

Mike Yu
Co-Founder & CEO
March 12, 2024

How Vesta Supported the Launch of Upstart’s New Home Equity Line of Credit Product

After evaluating several platforms, Upstart chose Vesta for its new HELOC product, using one API integration and 30+ ecosystem partners.

Mike Yu
Co-Founder & CEO
November 7, 2023

Announcing our Series A

Vesta launches publicly with a $35 million Series A from investors including a16z, Bain Capital Ventures, Conversion Capital, and Zigg Capital.

Mike Yu
Co-Founder & CEO
January 27, 2022

Vesta Innovations, Inc 2021 Fillmore Street #1304
San Francisco, CA 94115

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